This Terms and Conditions  (“Terms”) is a legal agreement between You (hereinafter referred to as the Client), as a user of LINK’s services and LINK (including its subsidiaries, affiliates, successors, and assigns).

LINK and the Client shall hereinafter be individually referred to as “Party” and collectively as “Parties”.


  1. LINK is a web3 cross-border payment infrastructure engaged in developing and implementing payment solutions.
  2. LINK offers the following services:
  1. The Client is desirous to use LINK’s services.

NOW THEREFORE, the Parties hereby agree as follows:


“Applicable Law(s)” includes but is not limited to all Nigerian legislation, law, regulation, code, guidelines, rules, policies and directives of any competent regulatory entity, with respect to payments, data protection, data privacy and data security, or any successor legislation, law, regulation, code, guidelines, rules, policies and directives amending, consolidating or replacing such Applicable Law.

“Blockchain” means a system in which records of transactions made in Digital Assets are maintained across several computers that are linked in a peer-to-peer network.

“Digital Asset” means a digital representation of value in which encryption techniques are used to regulate the generation of digital units and verify the transfer of assets, operating independently from a central bank.

“Fiat” when used in reference to money or currency, means the coin and paper money of a country that is designated as legal tender, circulates, and is customarily used and accepted as a medium of exchange in the country of issuance.

“P2P” means peer to peer.

“Wallet Address” means an on-Blockchain virtual address in which Digital Assets can be held and transferred.

  1. TERM

This Agreement shall commence when you start to use our Services and shall continue to apply until terminated by any of the parties in accordance with this Agreement.